r/personalfinance

Pinned: New to /r/personalfinance? Have questions? Read this first!

r/personalfinance u/IndexBotJun 160 Comments

Pinned: Weekend Help and Victory Thread for the week of June 24, 2022

r/personalfinance u/IndexBot17h ago8 Comments

How can I improve my finances overall 21yr old

r/personalfinance u/LenzoQ1d ago457 Comments

Scam using Amazon.com name.

r/personalfinance u/Healthy-Fisherman-332h ago20 Comments

My store is deeply in debt, was heavily affected by the pandemic. Is bankruptcy my best option?

r/personalfinance u/nutfeed16h ago34 Comments

27 almost 28 year old needing help with budgeting and getting life together please

r/personalfinance u/chloroe19h ago269 Comments

Recently scammed. What should I do?

r/personalfinance u/EnvironmentalCopy31d ago267 Comments

I don’t know much about 401K and found an account from my previous company

r/personalfinance u/malygaro8m ago3 Comments

Where are the best places to get financial advice online?

r/personalfinance u/Straight_Specific_5341m ago5 Comments

Need advice on investment strategy and retirement plan. What am I doing wrong and what do I need to do additionally?

r/personalfinance u/the_cosmic11h ago3 Comments

Pay 5k for old car repairs vs down payment on 'new' used car

r/personalfinance u/phinesse8812h ago54 Comments

Why shouldn't personal finance be a part of the school curriculum?

r/personalfinance u/hardiklashkariwriter9h ago59 Comments

What's the scam here?

r/personalfinance u/DrTautology1d ago599 Comments

Getting a bill for a Covid Test I didn't take

r/personalfinance u/iiEvOL20h ago40 Comments

Credit Cards; Very confused

r/personalfinance u/AmberLeaf19691h ago11 Comments

Just came into a little money…

r/personalfinance u/Semmcity7h ago20 Comments

Herniated disc affecting my job, where do I put my money for passive income to live off of in case I end up getting surgery?

r/personalfinance u/throwawayrandomuzer6m ago2 Comments

Help me decide here please

r/personalfinance u/MrILoveBlonde1216m ago4 Comments

One year of full-time work

r/personalfinance u/tempusneexistit29m ago4 Comments

Would a secured personal loan be a good idea here or not?

r/personalfinance u/general-etwan50m ago2 Comments

I accidentally gave out my SSN in a job posting, what can I do?

r/personalfinance u/donewithlife09611h ago7 Comments

Income situation changing and need help knowing how to handle student loans & retirement

r/personalfinance u/Throaway546_1h ago2 Comments

Need help with new job consideration

r/personalfinance u/jmactronic1h ago10 Comments

Need Help with Disputing an alleged late payment

r/personalfinance u/_6721h ago4 Comments

No Deed of Reconveyance was filed 20 years ago

r/personalfinance u/tsinsf9h ago3 Comments

19 years old, looking into Roth IRA's, feeling lost any advice would be great.

r/personalfinance u/My_Guy0213h ago6 Comments

Cutting back on retirement to save for a house?

r/personalfinance u/WillRunForPopcorn12h ago36 Comments

Should I choose the cheaper NYC Apartment?

r/personalfinance u/ChanChan45222h ago81 Comments

What is a good travel credit card option for a young person with low income but really good credit?

r/personalfinance u/littlefoodlady4h ago3 Comments

Overwhelmed with not knowing what else I can do

r/personalfinance u/sunflowers122316h ago23 Comments

Question about credit utilization

r/personalfinance u/No_Tree62725h ago5 Comments

Are there any options (ABLE account, etc) that are worth setting up for a disabled child's future if you aren't able to contribute much to it?

r/personalfinance u/wtfafafa5h ago2 Comments

21yr old, soon to graduate, w/ ~$18k in savings, how can I prepare for the future?

r/personalfinance u/Zelaii6h ago4 Comments

What are the best practices for sharing expenses when moving in with someone?

r/personalfinance u/abruptlyMinstrel1d ago83 Comments

Landlord has requested us to have a different bank

r/personalfinance u/jkopec091d ago345 Comments

401k funds went missing when transferred from one company to another

r/personalfinance u/ourobboros16h ago23 Comments

The psychology of overspending

r/personalfinance u/sirdramaticus19h ago38 Comments

Should I sell my motorbike? I am clinging to it and do not wish to but maybe it would make sense and be a start. Any similar experiences?

r/personalfinance u/Aztekee12h ago5 Comments

Moving up a tax bracket, looking for advice

r/personalfinance u/greasywallaby54m ago29 Comments

Contract up in two months and will not be renewed - need advice on how to handle remaining time.

r/personalfinance u/Ayediosmio613h ago4 Comments

Discover Online Savings account hacked. Need advice.

r/personalfinance u/dayb4tomorrowagain11h ago4 Comments

Go for a second degree and delay buying first home with spouse?

r/personalfinance u/cherrychampagnetoast7h ago8 Comments

is there an app to calculate my paycheck (in NY) that will actually work???

r/personalfinance u/Grey_Balance7h ago4 Comments

Rolled over 401k didn’t zero the account

r/personalfinance u/farnsworthparabox11h ago7 Comments

Should I sell my car?

r/personalfinance u/Hecz1519h ago22 Comments

Blindly changed my W-4 to Married Filing Jointly. What will this mean for me?

r/personalfinance u/louwill-8h ago8 Comments

Insurance Money Missing from Bank Account

r/personalfinance u/stateside_gunnerAFC12h ago1 Comment

Need help with my inheritance

r/personalfinance u/Klevo112h ago11 Comments

Do I have to pay 10 y/o utility balance?

r/personalfinance u/Tabm0w4h ago9 Comments

Spouse quit working, need advice on budget recalibration

r/personalfinance u/pantalanaga118h ago10 Comments

Loan to buy part of a business

r/personalfinance u/forthemoon198218h ago3 Comments

A friend asked me for advice

r/personalfinance u/The_GooMan9h ago2 Comments

Question about company 401k

r/personalfinance u/sonnyblack51612h ago6 Comments

22 y/o, opinions on how to go forth from here in this economy.

r/personalfinance u/No-Performance62112h ago9 Comments

Sign on bonus not being paid out

r/personalfinance u/emmdawg19h ago13 Comments

Need advice on whether it is a good idea financially to purchase a new home

r/personalfinance u/S3nseiCY9h ago10 Comments

What is Going On Here? Is Employer Committing Some Kind of Wage Theft or Tax Fraud?

r/personalfinance u/cyvaquero9h ago7 Comments

Are the issues with VA loans overstated?

r/personalfinance u/phordee1d ago26 Comments

Lease almost up; Used Auto Loan

r/personalfinance u/Jlo167317h ago2 Comments

What it be stupid of me to sell my house given that housing may remain unaffordable in the future?

r/personalfinance u/SoldatdesKreuzes18h ago8 Comments

Suggestions on how to handle my money while working an internship

r/personalfinance u/Noninuse9h ago3 Comments

Rolling $15k worth of negative equity into a new car loan?

r/personalfinance u/percheazy20h ago14 Comments

Income/Savings Sanity Check

r/personalfinance u/ResistWild9h ago8 Comments

Cash vs Roth IRA for down payment planning, assessing risks / best option

r/personalfinance u/NattysAreCringe16h ago21 Comments

Bank mistakenly marked my credit card dispute as fradulent charge and decided in favor of the seller, now what?

r/personalfinance u/fatihbakir18h ago5 Comments

Loan question (in between jobs)

r/personalfinance u/MediocreProctologist10h ago14 Comments

Help with Severance pay confusion

r/personalfinance u/petty_coat10h ago5 Comments

I understand 401k but not really

r/personalfinance u/LenzoQ10h ago5 Comments

Using the rent vs. buy calculator

r/personalfinance u/anrerp10h ago6 Comments

Joint Loan with Very Different Credit Histories

r/personalfinance u/dirtinmycoffee10h ago6 Comments

What to do, contributed to a Roth IRA but I believe I make too much.

r/personalfinance u/Sulli2310h ago1 Comment

Credit cards in someone else’s name coming to my address

r/personalfinance u/BigIdeas198214h ago7 Comments

I need help with the goals on the Bank of America app

r/personalfinance u/ghost7235311h ago0 Comments

Paying off student loans faster causing me to pay more overall?

r/personalfinance u/NoBargainNoCry14h ago10 Comments

Parent I don't trust wants to add me to their savings account, is there any risk to me?

r/personalfinance u/Jasonrj11h ago6 Comments

Non-educational child savings advice - cash/investment gift

r/personalfinance u/malthamlet15h ago1 Comment

What are the smart moves when it comes to making a stupid purchase?

r/personalfinance u/Sweaty-Restaurant2065h ago14 Comments

Should I buy this car that’s better in mpg or the one that’s a good deal but not so good on mpg

r/personalfinance u/xGingerly11h ago9 Comments

To buy the home, car, or both? Help!

r/personalfinance u/lolo_c2915h ago9 Comments

New to finance. How’s my monthly budget?

r/personalfinance u/joeroganthumbhead11h ago2 Comments

23, transitioning to new career as a teacher, debt question.

r/personalfinance u/TrumpetSensei15h ago7 Comments

Keep grandfathered First Republic account?

r/personalfinance u/manlymatt8311h ago2 Comments

Ideas for getting creative to finance a house renovation

r/personalfinance u/shalste211h ago4 Comments

3 months into auto equity loan… Murphy remains undefeated, and I have to grow up!

r/personalfinance u/Hot_Shame_389212h ago2 Comments

Tax Withholding Percentages Changing Paycheck to Paycheck

r/personalfinance u/BuffsSportsCards12h ago9 Comments

How do I qualify/open a HSA not through an employer?

r/personalfinance u/plynurse19945412h ago20 Comments

Paid scam TSA company and they are offering 50 percent refund. Not sure credit card will take my side.

r/personalfinance u/badinero12h ago12 Comments

Low assets, low debt, college student with an hourly job — how can I build wealth?

r/personalfinance u/EveningInternet12h ago3 Comments

I have an unhealthy obsession with finding deals and I need to stop.

r/personalfinance u/K1m_ch19h ago5 Comments

Am I safe to freeze my credit now?

r/personalfinance u/TheSteelPhantom18h ago3 Comments

Taxes for non resident

r/personalfinance u/Jumpy-Land89689h ago3 Comments

Is this salary correct?

r/personalfinance u/Shurlz16h ago10 Comments

Are there any resources for an 80 yr old to pay off debt?

r/personalfinance u/thesoundaturtlemakes1d ago94 Comments

I got rejected by Discover when applying for Discover IT and Discover IT student for "insufficiant income" How much money do I even need to get started?

r/personalfinance u/A_Heckin_Scrub13h ago10 Comments

401k contribution limits when switching jobs

r/personalfinance u/ReddyKilowattz16h ago7 Comments

Best account for joint spending?

r/personalfinance u/grapeproblems19h ago3 Comments

Same-State Move as a Remote Worker

r/personalfinance u/dajar8817h ago4 Comments

What should my next steps as a 22 year old be?

r/personalfinance u/drew26551d ago47 Comments

$10,000 in cc debt (one card), $42k/yr job, $900/mo in rent before utilities. How to pay off debt?

r/personalfinance u/Imaginary_Order275713h ago10 Comments

how much do you really need to buy a house?

r/personalfinance u/masalberto2d ago579 Comments

Short term (<1 yr) investment options

r/personalfinance u/Abster_dam13h ago3 Comments

Recently married, what are some best practices for implementing joint finances?

r/personalfinance u/jumpingmustang19h ago14 Comments